Increased Punjab Kisaan Card Loan Amount to Rs. 3 Lakh In 2025, who qualified?

Increased Punjab Kisaan Card Loan Amount to Rs. 3 Lakh

The Punjab government, led by Chief Minister Maryam Nawaz Sharif, has started a significant project to empower farmers through Kisaan Card Punjab 2025, which is the largest cheer for the people of Punjab. The maximum loan amount for farmers is now Rs 3 lakh instead of Rs 1.5 lakh. This will alleviate the strain on farmers and aid in modernizing agriculture. Stay tuned until the conclusion of this post to see how you may benefit from this program. You will also learn more about the registration process.

You can also read: Apni Zameen Apna Ghar Program, 19 Districts See a Draw for Land Allocation

How does the Kisaan Card work?

A unique debit-style card called the Punjab Kisaan Card 2025 is given to qualified farmers by the Punjab government in association with the Bank of Punjab (BOP). It provides easy access to low-interest or interest-free agricultural loans, permits the purchase of seeds and fertilizer, and links farmers to a number of government assistance programs designed specifically for farmers. This card helps farmers avoid being taken advantage of by unofficial loan sharks and better control their purchases of agri-inputs.

Feature Details
Loan Amount (2025 Update) Increased from Rs. 1.5 lakh to Rs. 3 lakh
Interest Rate Zero markup, interest-free seasonal loans
Subsidy on Agri-Inputs 30% subsidy on total purchase
Discount on Fertilizer 20% discount at authorized vendors
Eligibility Criteria Punjab domicile, 1–25 acres land ownership, no bank default, registered
Application Process SMS CNIC to 8070, visit Agri Office, collect card from BOP branch
Helpline for Support Call 0800-17000 (Available 8 AM to 8 PM)
Card Benefits Works like a debit card; transparency, credit history, agri-input access
Distribution Goal 5 lakh Kisan Cards to be issued, covering 7.5 lakh acres of farmland
Program Vision Part of “Sona Ugla Punjab” to modernize and digitize Punjab’s farming

Important Changes in 2025: Loan Limit Doubling

The significant increase in the agricultural loan ceiling from Rs. 1.5 lakh to Rs. 3 lakh in 2025 is among the most noteworthy changes. Farmers throughout the province would immediately profit from this improvement, especially those who grow commodities like rice, wheat, and cotton. Punjab 2025 Kisaan Card.

The Main Advantages of This Loan Amendment

Loan Amount: From Rs. 1.5 lakh to Rs. 3 lakh.
30% Subsidy: 30% subsidy on the entire amount of agri-inputs bought.
20% Discount: Get 20% off when you buy fertilizer.
Zero Markup: Interest-free seasonal loans with zero markup.
No Unstated Charges: total processing expenses and service fees.

Criteria for the 2025 Kisaan Card

Farmers must fulfill the following requirements in order to be eligible for this program:

Punjab Domicile: The application requires proof of permanent residency in Punjab.
Land Ownership: Possess between one and twenty-five acres of agricultural land.
No Unpaid Debts: should not have a bank default record.
Registration: The Punjab Agriculture Department requires farmers to register.
Send your CNIC in this format to get your eligibility verified.
CNIC number for PKC space SMS to 8070

You can also read: The Punjab Socio-Economic Registry Survey (PSER) is now accepting applications

The Kisan Card: How Do I Apply?

Kisan Card application is simple and mobile-friendly. Here is straightforward, step-by-step guidance to assist farmers in finishing the registration process:

Registration of SMS

Send to 8070 the PKC space CNIC number.

Get in touch with the closest agriculture office.

as support for paperwork and registration.

The Punjab Bank Branch

Once authorized, you may pick up your card at the BOP branch that is closest to you.

Support via Helpline

For advice, call 0800-17000 (from 8 AM to 8 PM).

5 lakh cards will be distributed.

The Punjab government plans to provide Kisan Cards to more than 5 lakh farmers, covering 7.5 lakh acres of land in the process. This calculated growth guarantees that a sizable section of Punjab’s peasantry gets included in the official banking system.

The Vision of CM Maryam Nawaz: “Sona Ugla Punjab”

According to Chief Minister Maryam Nawaz, this project is a crucial component of her all-encompassing “Sona Ugla Punjab” campaign, which aims to transform Punjab’s agricultural industry into a booming mine of wealth and production. digitization of agricultural methods. involving young people and women in agribusiness. access to bank channels for institutional credit, sophisticated agricultural technologies and subsidized supplies.

Increased Punjab Kisaan Card Loan Amount to Rs. 3 Lakh
Increased Punjab Kisaan Card Loan Amount to Rs. 3 Lakh

How Does the Card Benefit Farmers Practically?

Punjab Kisaan Card Advantages for Farmers

• This applies to proprietors with 10 acres.
• Offers a loan of Rs. 3 lakh.
• Offers a 20% discount on fertilizer purchases.
• Offers interest-free repayment periods.
• Works like a debit card and may be used at authorized retailers.
• Offers ease, transparency, and a credit history for future financial help.

How Do I Check the Status of My Kisan Card Application?

Once you’ve applied, you may track the status of your application using

  • SMS Updates
  • SMS updates, the Punjab Agriculture Department website, and BOP branch inquiries.
  • The poster’s QR code also links directly to the internet site.

Conclusion

The Punjab government has taken a major step to empower farmers and strengthen the agricultural industry by raising the Kisaan Card loan limit to Rs. 3 lakh. Under the leadership of Chief Minister Maryam Nawaz Sharif, the initiative provides simple access to official credit through the Punjab Bank, subsidized inputs, and interest-free loans. Farmers may increase production by investing in their crops thanks to the distribution of more than 5 lakh Kisan Cards. For small landowners and contemporary agricultural methods, the program offers a safe, legitimate, and encouraging way ahead.

FAQs

1: With the higher loan amount, who is qualified for the Punjab Kisan Card 2025?

In order to qualify, a farmer has to:

  • Be a Punjabi permanent resident (Punjab domicile)
  • possess between one and twenty-five acres of farmland.
  • have never experienced a bank default.
  • Obtain a Punjab Agriculture Department registration.
  • Just text “PKC” along with your CNIC number to 8070 to begin the eligibility verification procedure.

2. What are the primary advantages of the 2025 Kisan Card update?

The most recent Punjab Kisaan Card 2025 provides:

  • Loan limit increase: Rs. 3 lakh
  • Seasonal loans with no interest (no markup)
  • 30% off the purchase of agricultural inputs
  • 20% off fertilizer
  • Using a debit card to make purchases at approved agricultural retailers

3. How can I get my Kisaan Card and apply for it?

The application procedure is easy:

  1. Send an SMS with the PKC [space] CNIC number to 8070.
  2. For assistance with registration, visit the agriculture office that is closest to you.
  3. Once authorized, pick up your Kisaan Card at the Bank of Punjab (BOP) location that is closest to you.

You can get assistance by calling the 0800-17000 desk, which is open from 8 AM to 8 PM.

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