Parwaz Card for Overseas Students 2026
The Government of Punjab has launched a major initiative for Pakistani students living abroad. Under the leadership of Chief Minister Maryam Nawaz, the Parwaz Card Program 2026 now allows overseas Pakistani students to apply for interest-free loans up to Rs. 3 million. This program aims to help educated Pakistani youth living in foreign countries start or expand their businesses in Punjab.
The Parwaz Card is part of the wider Asaan Karobar Scheme 2025, which focuses on supporting young entrepreneurs and building a stable, job-creating economy. By providing financial assistance without any interest, the program removes barriers that usually stop students from investing in their home province.
You Can Also Read: CM Punjab e-Bike Scheme 2025: Apply Online, Eligibility, Subsidy & Installment Guide
What Is the Parwaz Card for Overseas Pakistani Students?
Many Pakistani students abroad have great ideas and the skills needed to launch successful startups. However, the biggest challenge is financial support. The Parwaz Card solves this problem by offering loans without any markup, easy documentation, and full online access to apply from anywhere in the world.
This program welcomes ideas from different sectors such as technology, clean energy, education, agriculture, tourism, and services. Any project that contributes to Punjab’s growth can qualify for the loan.
You Can Also Read: CM Punjab Apni Chhat Apna Ghar Scheme 2025 Phase 2: Online Registration and Eligibility Guide
Main Features of the Parwaz Card Program
The Parwaz Card offers several important benefits for overseas students:
| Feature | Details |
|---|---|
| Loan Amount | Up to Rs. 3 million (Rs. 30 lakh) |
| Interest Rate | 0% markup—completely interest-free |
| Application Method | Fully online from abroad |
| Priority Sectors | Technology, clean energy, education, startups |
| Eligible Groups | Women, youth, and applicants with new ideas |
Who Is Eligible to Apply?
Students and young professionals living abroad are eligible for the Parwaz Card if they meet the following requirements:
-
The applicant must belong to Punjab (by origin)
-
Age must be between 25 and 55 years
-
Must have a valid CNIC or NICOP
-
Must have an NTN number and be a tax filer
-
Must present a business plan for a venture in Punjab
-
For loans above Rs. 5 lakh, property or collateral is required
The eligibility criteria ensure that genuine and serious candidates receive the loan.
You Can Also Read: BISP 8171 December 2025 Payment: Complete Guide to Receiving the 13,500 Installment
Loan Categories Under the Parwaz Card
There are two loan categories depending on the business size and the type of guarantee required.
Tier 1 – Small Loan (Up to Rs. 5 Lakh)
This option is suitable for small business ideas or early-stage startups.
No collateral or security guarantee is required. It is ideal for applicants with low-risk business plans.
Tier 2 – Large Loan (Up to Rs. 30 Lakh)
This category is designed for medium or large business plans.
A property document or business asset is needed as collateral.
It is suitable for those who want to start or expand a registered business.
Required Documents for Overseas Applicants
To apply successfully from abroad, candidates must prepare the following documents:
-
Copy of CNIC or NICOP
-
NTN certificate and proof of tax return
-
Complete business plan with cost, scope, and expected impact
-
Proof of study or residence abroad
-
Collateral documents for Tier 2 loan applicants
These documents help the authorities verify eligibility and maintain transparency in the approval process.
You Can Also Read: 3 Marla Housing Scheme 2025: Free Rs. 18–25 Lakh Plot – Complete Registration Guide
How to Apply for the Parwaz Card
The Punjab Government has kept the application process easy and fully online so that overseas students do not face any difficulty.
-
Visit the official Punjab Government Parwaz Card portal.
-
Click on “Apply Now.”
-
Fill in your CNIC, email address, mobile number, and NTN details.
-
Select the desired loan category (Tier 1 or Tier 2).
-
Upload scanned copies of all required documents.
-
Submit your application.
-
Wait for confirmation through SMS or email.
After verification is completed, the loan will be issued through a bank or digital financial service. Repayment will start after a short grace period.
You Can Also Read: BISP December Payment Reconfirmation 2025: Complete Guide to Check Status, Eligibility Update, and Secure Your Payment
Why Overseas Students Should Apply
-
They can use their global knowledge and skills to boost Pakistan’s economy.
-
The program allows them to become job creators instead of job seekers.
-
They can start a business in their home city or district with full government support.
-
The loan is interest-free, reducing financial burden and startup risks.
-
It is a great chance for returning students to start a long-term career in Pakistan.
Special Support for Women and Youth
-
Female applicants may get faster approvals and extra help during the process.
-
Women planning businesses in education, health, IT, or clean energy can receive priority.
-
Young entrepreneurs can get guidance to expand their ideas into real businesses.
-
The program promotes financial inclusion, helping more women participate in the economy.
Need Assistance? Call Helpline 1786
If applicants face any difficulty, they can contact the official 1786 helpline for help.
Those in Pakistan can also visit their nearest e-Khidmat Markaz for support with document submission or online registration.
Conclusion
The CM Punjab Parwaz Card Program 2026 is more than just a loan scheme. It is an opportunity for overseas Pakistani students to invest their talent, skills, and creativity in Punjab. With interest-free loans, simple online applications, and special support for women and youth, the program is designed to make business development easier for the global Pakistani community.
If you are a Pakistani student living abroad and want to start your own business, this is the best time to take action. Apply now and play your part in shaping Punjab’s economic future.
You Can Also Read: PAVE Electric Vehicle Subsidy 2025: Complete Guide to Getting Affordable EVs in Pakistan
FAQs
1. Can overseas Pakistani students apply from any country?
Yes, students can apply from anywhere in the world through the online portal.
2. Is the loan completely interest-free?
Yes, the loan has 0% markup, meaning you only return the actual amount you borrow.
3. How long does the approval process take?
The timeline varies, but applicants usually receive a response within a few weeks after document verification.